Complete mortgage analysis including principal and interest, property taxes, insurance, and HOA fees. Understand your true monthly housing cost and long-term interest payments with detailed amortization breakdown.
Tool Features
Mortgage & Financing Calculator
Loan Details
20.0% down
Additional Costs
Payment Breakdown
Loan Amount
$240,000
Monthly P&I Payment
$1596.73
Property Tax
$200
Insurance
$120
Total Monthly Payment
$1916.73
Total Mortgage Paid (30 years)
$574821
Total Interest Paid
$334821
Total All Costs (30 years)
$690021
First Month Breakdown
Interest
$1400.00
Principal
$196.73
Important Disclaimer
This calculator uses standard mortgage formulas. Your actual payment may vary based on specific loan terms, property taxes, and insurance rates in your area.
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