Tools / Insurance planning
Deductible comparison
Turn percentage deductibles into dollars and compare selected loss scenarios.
Educational planning only. Examples are hypothetical; they are not market rates, quotes, coverage decisions or guaranteed returns. Inputs remain in this browser session and are not placed in URLs or analytics.
Enter your own figures, or load the labeled example. No financial inputs are sent to a server or stored in the URL.
Method and interpretation
Percentage deductible = the actual policy basis × percentage. Modeled payment = min(limit, max(0, covered loss − deductible)). This simplified settlement order may differ from your policy.
Calculations retain precision until display rounding. Blank required values block calculation. A negative cash flow or profit is a valid scenario, while an undefined return ratio is shown as not calculated.