Real Estate Investor Insurance in Wisconsin
Complete guide to insurance requirements, costs, and strategies for real estate investors in Wisconsin. Understand builders risk, landlord insurance, and flood coverage.
Avg Builders Risk
$1,300-$2,700
Avg Landlord Insurance
$1,600-$2,700
Avg Flood Insurance
$600-$1,400
Wisconsin Insurance Overview
Wisconsin offers affordable real estate across stable metros. Madison attracts tech industry. Milwaukee provides diverse opportunities. Winter weather impacts maintenance.
State Insurance Department
Contact the Wisconsin Department of Insurance for regulatory questions and complaint resolution.
Visit Wisconsin Insurance Department →Insurance Costs in Wisconsin
Builders Risk
$1,300-$2,700
Per project, varies by size and complexity
Landlord Insurance
$1,600-$2,700
Per year for rental property
Flood Insurance
$600-$1,400
Per year (varies by zone)
Insurance costs in Wisconsin reflect state-specific risks, market conditions, and regulatory environment. Multiple quotes are essential for finding the best rates.
Natural Disaster Risks in Wisconsin
Wisconsin experiences several natural hazards that impact insurance requirements and costs. Understanding these risks helps you select appropriate coverage.
Winter Storms
This is a significant risk in Wisconsin. Ensure your insurance covers damage from winter storms.
Tornadoes
This is a significant risk in Wisconsin. Ensure your insurance covers damage from tornadoes.
Flooding
This is a significant risk in Wisconsin. Ensure your insurance covers damage from flooding.
Top Investment Markets in Wisconsin
These are the primary real estate investment markets in Wisconsin with the strongest rental demand and appreciation potential.
Milwaukee
Population: 1,574,000
Median Home Price: $260,000
Median Rent: $1,200/month
Madison
Population: 656,000
Median Home Price: $340,000
Median Rent: $1,400/month
Green Bay
Population: 328,000
Median Home Price: $280,000
Median Rent: $1,300/month
Appleton
Population: 243,000
Median Home Price: $300,000
Median Rent: $1,350/month
Racine
Population: 226,000
Median Home Price: $260,000
Median Rent: $1,250/month
State-Specific Regulations
Wisconsin has specific landlord-tenant laws and regulations that affect property management and insurance needs.
Wisconsin Residential Tenancies Law applies
Security deposit held in escrow
Landlord must make timely repairs
Fair Housing compliance mandatory