Real Estate Investor Insurance in Arkansas
Complete guide to insurance requirements, costs, and strategies for real estate investors in Arkansas. Understand builders risk, landlord insurance, and flood coverage.
Avg Builders Risk
$1,000-$2,500
Avg Landlord Insurance
$1,400-$2,300
Avg Flood Insurance
$600-$1,400
Arkansas Insurance Overview
Arkansas offers very affordable real estate investment opportunities with strong rental markets. Growing Fayetteville metro attracts tech investors. Low insurance costs make it attractive.
State Insurance Department
Contact the Arkansas Department of Insurance for regulatory questions and complaint resolution.
Visit Arkansas Insurance Department →Insurance Costs in Arkansas
Builders Risk
$1,000-$2,500
Per project, varies by size and complexity
Landlord Insurance
$1,400-$2,300
Per year for rental property
Flood Insurance
$600-$1,400
Per year (varies by zone)
Insurance costs in Arkansas reflect state-specific risks, market conditions, and regulatory environment. Multiple quotes are essential for finding the best rates.
Natural Disaster Risks in Arkansas
Arkansas experiences several natural hazards that impact insurance requirements and costs. Understanding these risks helps you select appropriate coverage.
Tornadoes
This is a significant risk in Arkansas. Ensure your insurance covers damage from tornadoes.
Flooding
This is a significant risk in Arkansas. Ensure your insurance covers damage from flooding.
Severe Storms
This is a significant risk in Arkansas. Ensure your insurance covers damage from severe storms.
Hail
This is a significant risk in Arkansas. Ensure your insurance covers damage from hail.
Top Investment Markets in Arkansas
These are the primary real estate investment markets in Arkansas with the strongest rental demand and appreciation potential.
Little Rock
Population: 844,000
Median Home Price: $250,000
Median Rent: $1,200/month
Fort Smith
Population: 318,000
Median Home Price: $220,000
Median Rent: $1,100/month
Fayetteville
Population: 616,000
Median Home Price: $310,000
Median Rent: $1,350/month
Jonesboro
Population: 221,000
Median Home Price: $200,000
Median Rent: $1,050/month
Pine Bluff
Population: 108,000
Median Home Price: $150,000
Median Rent: $900/month
State-Specific Regulations
Arkansas has specific landlord-tenant laws and regulations that affect property management and insurance needs.
Arkansas Residential Tenancies Act applies
Security deposit limited to 1 month rent
30-day notice required for non-renewal
Fair Housing Act compliance mandatory