Insurance TypesProperty Management Liability

Property Management Liability

Coverage for managing properties and employment practices liability including discrimination and wage/hour issues.

Key Benefits

Coverage for liability from property management activities

Employment practices liability for employee issues

Discrimination coverage

Wage and hour violation coverage

Wrongful termination protection

Ideal For

Professional property managers

Self-managing property owners with employees

Investors managing other properties

Management company owners

Coverage Highlights

  • Management liability
  • Employment practices liability
  • Discrimination and harassment
  • Wage-hour disputes
  • Wrongful termination

Average Cost

$1,500-$3,500/year

Actual costs vary based on property details, location, claims history, and specific coverage limits.

Common Misconceptions

Landlord insurance covers employment issues (it does not)

Only needed if you have employees (self-management creates liability)

General liability covers discrimination (separate coverage needed)

Employment laws vary by state (they absolutely do)

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