Loss of Rental Income Coverage
Protects your rental income if property becomes uninhabitable from covered perils. Critical for cash flow protection.
Key Benefits
Reimburses lost rental income after covered loss
Protects business income and cash flow
Covers extended period if property uninhabitable
Often includes additional living expenses for you
Essential for buy-and-hold strategy
Ideal For
Rental property investors
Buy-and-hold investors
Properties with significant rental income
Anyone dependent on rental cash flow
Coverage Highlights
- •Lost rental income
- •Period of restoration
- •Tenant relocation costs
- •Additional living expenses
- •Fair rental value protection
Average Cost
$200-$500/year additional
Actual costs vary based on property details, location, claims history, and specific coverage limits.
Common Misconceptions
Standard policies include loss of rent (add-on coverage)
Loss of rent covers all vacancy (only covered perils)
Limits are unlimited (specific dollar limits apply)
Covers temporary housing for tenant (covers your alternative housing)
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