Fix-and-Flip Insurance
Insurance strategy for renovation projects covering construction risks, liability, and timeline-based coverage transitions.
Key Benefits
Builders risk coverage for construction phase
Coverage transitions as project progresses
Liability protection during renovation
Coverage for materials and equipment on site
Short-term project-based policies available
Ideal For
Active fix-and-flip investors
Wholesale to renovation pipeline
Investors doing significant renovations
Short-term project investors
Coverage Highlights
- •Building under construction
- •Contractor liability coverage
- •Materials and equipment on site
- •Temporary structures and scaffolding
- •Coverage for completed work
Average Cost
$1,500-$3,500/project
Actual costs vary based on property details, location, claims history, and specific coverage limits.
Common Misconceptions
Homeowners insurance covers renovation work (it does not)
Contractor insurance covers property damage (verify with insurer)
All renovation types need same coverage (requirements vary)
Coverage continues after renovation completion (policies must transition)
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