Crime Coverage Insurance
Protection against theft, burglary, and criminal activity including employee dishonesty and third-party theft.
Key Benefits
Coverage for theft and burglary
Protection against employee dishonesty
Covers robbery and criminal activity
Covers cash and securities
Third-party theft protection
Ideal For
Properties with cash on site
Properties with valuable contents
Properties with employees
High-crime area properties
Coverage Highlights
- •Theft and burglary
- •Employee dishonesty
- •Robbery coverage
- •Cash and property protection
- •Mysterious disappearance
Average Cost
$300-$1,000/year
Actual costs vary based on property details, location, claims history, and specific coverage limits.
Common Misconceptions
Property insurance covers theft (limited coverage)
Crime coverage not needed for rentals (depends on situation)
All theft is covered equally (specific policy language applies)
Coverage automatic without endorsement (must be added)
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